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Semi Commercial Mortgages

GPS Financial

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Who are Semi-Commercial mortgages for?

This type of mortgage is intended for experienced landlords, not anybody can get one. It depends on your personal circumstances, so a doctor on £200,000 a year with no property
experience may find a lender, whereas someone on a lower salary with no experience in
property ownership would be more challenging.

How do I apply for a Semi-Commercial Mortgage?

The underwriting questions are going to be different than if it’s for a residential mortgage, for
example, the length of the lease is of importance for the commercial aspect of the property,
as a lot of lenders would like a five-year lease in place before completion. The application is
the same, however, and can be done directly with the lender, or through a Mortgage Broker,
who will take care of the application for you. To set up an initial chat with one of our team,
complete the contact form on our website and one of our brokers will contact you as soon as
possible.

GPS Financial was founded in 2011. The aim? To end the stress along with all the paperwork and misinformation of mortgaging your property. Giving you peace of mind while you sit back and let us do all the work for you while finding you the best deal for your financial situation.

GPS Financial are a friendly team of specialised brokers with combined decades of experience, access to all the leading lenders ensuring you receive the best possible value and the best possible service.

Our Values

Passion – Here at GPS Financial we are passionate about the work we do and the results we produce. There’s no case too big or too small for us to take on, we’ll take on any challenge. Complexity is our speciality.

Helpfulness – We care about the success of our clients. We’ll work our hardest to ensure you’re happy with the service we provide and the results we produce. We will work day and night to make the greater good happen.

Dependability – We’re always open to new challenges, taking them head on with our decades of experience. Thinking outside of the box we’re happy to take on any case, adapting to the changing property market.

Our Vision

Our vision is to excel, grow and be the best mortgage broker in our community by being the first choice for our clients and referral partners, and becoming the go-to broker for all their mortgage financing needs.

Our Mission

GPS Financial is a whole of market mortgage broker, who provides a comprehensive search of products from across the market to provide our clients with the best solution for your their mortgages needs requirements with professionalism and integrity. We have a proven record for excellent customer service and continue to strive to do the very best for our customers.

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